TITLE AND ESCROW FAQS

Answers to Common Real Estate Title and Escrow FAQs

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What is a Title Search, and Why is it Important?

A title search is a crucial step in the real estate process. It involves a comprehensive examination of public records to ensure the property's legal ownership and identify any outstanding claims or liens. This process is essential to verify the property's history and guarantee a clear title for a secure and worry-free transaction.

Why Do I Need Title Insurance?

Title insurance is a safeguard against unforeseen challenges that may arise with a property's title. It protects you from potential defects, disputes, or legal issues that could jeopardize your investment. With Renaissance Title and Escrow backed by WFG underwriting, our title insurance policies offer peace of mind and financial protection, ensuring a secure real estate transaction.

What is the Certified ID Process, and Why is it Required?

The Certified ID process is a security measure implemented to verify the identities of individuals involved in a real estate transaction. It involves obtaining government-issued identification and notarized signatures to ensure the authenticity of the parties involved. This additional layer of verification enhances the overall security and integrity of the closing process.

How Long Does the Title Process Typically Take?

The duration of the title process can vary based on factors such as the complexity of the property's history and the efficiency of local recording offices. On average, the title process takes between two to four weeks. Renaissance Title and Escrow is committed to expediting this process while ensuring accuracy for a timely and smooth transaction.

Can I Choose My Own Title Insurance Provider?

Yes, in many cases, homebuyers have the option to choose their own title insurance provider. However, it's essential to coordinate with your mortgage lender, as they may have specific requirements. Renaissance Title and Escrow, with WFG underwriting, offers a reliable option for title insurance, providing comprehensive coverage and peace of mind.

Do you have a question or need assistance? Feel free to email us using the form below. Our team is dedicated to providing prompt and helpful support for all your real estate needs.